Sunday, August 9, 2015

Profit!

Profit adalah keuntungan yang kita dapatkan karena melakukan sesuatu. Sesimpel itu.

Seringkali profit dinilai dengan uang, tetapi menurut saya profit sebaiknya dilihat lebih dari sekedar uang, misalnya relasi, dan pengalaman (experience).

Jika profit diukur dengan uang, maka profit adalah berapa besar nilai uang yang kita dapatkan. Dihitung dari besarnya pendapatan dikurangi dengan biaya operasional.
Jika diukur dengan relasi, profit dalam hal ini berapa banyak relasi dan kualitas relasi yang kita jalin karena melakukan sesuatu, misalnya bergabung dalam komunitas tertentu.
Jika diukur dengan pengalaman, profit adalah berapa banyak pengalaman yang kita dapatkan karena melakukan sesuatu, misalnya dengan membantu job desc seseorang, kita mendapatkan pengalaman (wawasan) tertentu.

Dan tahukah anda, seringkali, profit relasi dan profit pengalaman ini begitu berharga dan bisa saja lebih besar nilainya dari profit uang yang didapatkan. Manusia yang hanya memikirkan uang sebagai acuan profit, akan sulit melihat hal tersebut.

Lalu, apakah kita berdosa jika bekerja dengan mengharapkan profit?
Terlalu naif kalau kita katakan "ya".
Terkadang orang yang berpikiran naif seperti itu berpikir bahwa jika salah satu pihak diuntungkan, maka pihak yang lain pasti dirugikan. Well, pemikiran seperti itu sangat dangkal dan hanya menilai profit dari uang saja.

Lalu pertanyaan berikutnya yang muncul, apakah bisa kedua pihak sama-sama profit? Saya yakin bisa. Tergantung niat saja sebenarnya. Dan ingat profit tidak semata-mata dinilai dengan uang saja. Namun, jika kita berurusan dengan orang yang kikir, maka akan sulit sekali mendapatkan keuntungan dikedua belah pihak karena orang kikir hanya berniat mengeruk keuntungan sebesar-besarnya dari pihak lain untuk dirinya sendiri. Selalu ada win-win solution yang menguntungkan kedua belah pihak.

Saturday, August 1, 2015

What You Miss When You Take Notes on Your Laptop

Even in my relatively short foray into office life, I notice that few people bring a pen and notebook to meetings. I’ve been told that over the years, the spiral notebooks and pens once prevalent during weekly meetings have been replaced with laptops and slim, touch-screen tablets.
I suppose it makes sense. In a demanding new age of technology, we are expected to send links, access online materials, and conduct virtual chats while a meeting is taking place. We want instant gratification, and sending things after the meeting when you’re back at your desk feels like too long to wait. It seems that digital note-taking is just more convenient.
But is longhand dead? Should you be embarrassed bringing a pen and paper to your meetings? To answer these questions, I did a little digging and found that the answer is no, according to a study conducted by Princeton’s Pam A. Mueller and UCLA’s Daniel M. Oppenheimer. Their research shows that when you only use a laptop to take notes, you don’t absorb new materials as well, largely because typing notes encourages verbatim, mindless transcription.
Mueller and Oppenheimer conducted three different studies, each addressing the question: Is laptop note taking detrimental to overall conceptual understanding and retention of new information?
For the first study, the researchers presented a series of TED talk films to a room of Princeton University students. The participants “were instructed to use their usual classroom note-taking strategy,” whether digitally or longhand, during the lecture. Later on, the participants “responded to both factual-recall questions and conceptual-application questions” about the film.
The students’ scores differed immensely between longhand and laptop note takers. While participants using laptops were found to take lengthier “transcription-like” notes during the film, results showed that longhand note takers still scored significantly higher on conceptually-based questions. Mueller and Oppenheimer predicted that the decrease in retention appeared to be due to “verbatim transcription.”
.....results showed that longhand note takers still scored significantly higher on conceptually-based questions..
But, they predicted that the detriments of laptop note taking went beyond the fact that those with computers were trying to get every word down. In their second study, Mueller and Oppenheimer instructed a new group of laptop note takers to writewithout transcribing the lecture verbatim. They told the subjects: “Take notes in your own words and don’t just write down word-for-word what the speaker is saying.”
These participants also watched a lecture film, took their respective notes, and then took a test.
They found that their request for non-verbatim note taking was “completely ineffective,” and the laptop users continued to take notes in a “transcription like” manner rather than in their own words. “The overall relationship between verbatim content and negative performance [still] held,” said the researchers.
In a third study, Mueller and Oppenheimer confronted a final variable — they found that laptop note takers produced a significantly greater word count than longhand note takers. They wondered, “Is it possible that this increased external-storage capacity could boost performance on tests taken after an opportunity to study one’s notes?” So while the immediate recall on the lecture is worse for laptop note takers, do their copious notes help later on?
For this study, participants “were given either a laptop or pen and paper to take notes on a lecture,” and “were told that they would be returning the following week to be tested on the material.” A week later, they were given 10 minutes to study their notes before being tested.
And again, though the laptop note takers recorded a larger amount of notes, the longhand note takers performed better on conceptual, and this time factual, questions.
This final test clarified that the simple act of verbatim note taking encouraged by laptops could ultimately result in impaired learning. “Although more notes are beneficial, at least to a point, if the notes are taken indiscriminately or by mindlessly transcribing content, as is more likely the case on a laptop than when notes are taken longhand, the benefit disappears,” said Mueller and Oppenheimer.
the longhand note takers performed better on conceptual, and this time factual, questions
Though your days of cramming for tests may be over, you still need to recall pitches, dates, and statistics from meetings. That’s why we take notes in meetings.  And while there are plenty of ways to work smarter with digital tools, you may remember more if you leave the laptop or tablet at your desk and try bringing a notebook and pen instead.
Write your notes in your own words. It’ll encourage you to process and summarize what is being said rather than just regurgitating it
In addition to your mode of note taking, be extra aware of what you’re writing. Are you focusing more on recording what a speaker is projecting on a slide show, rather than actually listening to what is being said? Write your notes in your own words. It’ll encourage you to process and summarize what is being said rather than just regurgitating it.

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Of course, not every meeting is the same, so you need to be able to distinguish what type of meeting you’re attending. Bring your laptop or tablet if you know you’ll need to just record a few key dates or a to-do list — and if you need access to materials or the internet. But keep in mind that meetings such as presentations, progress reports, and performance reviews contain information you need to stick. If you ditch your digital ways, and bring the pen and spiral notebook; your memory may thank you.

Source : https://hbr.org/2015/07/what-you-miss-when-you-take-notes-on-your-laptop

Saturday, July 18, 2015

Ilmu Baru : Strategi Investasi Reksa Dana Saham

Saat ini, saya mulai tertarik dengan investasi reksa dana. Saya belajar tentang reksa dana mulai dari yang paling dasar. Dari sebuah buku, saya belajar jurus untuk bisa memaksimalkan profit dan meminimalkan loss dalam investasi reksa dana.

  1. Saat market (IHSG) sedang up, beli secara Cost Averaging (CA) pada awal bulan.
  2. Saat market (IHSG) sedang down, beli secara Swing Averaging (SA) dan tambah volume pembelian (prinsipnya "Beli saat murah, Jual saat mahal"). Atau opsi II (kalau tidak mau repot), beli secara CA pada akhir bulan.
  3. Saat market (IHSG) sedang sideway (mendatar), beli secara SA. Atau opsi II (kalau tidak mau repot), beli secara CA pada akhir bulan. 
Swing Averaging (SA) :
  • Pada saat MA 10 (Moving Averaging atau sering disebut Simple Moving Averaging) berada diatas EMA 30 (Exponential Moving Averaging), MA 60, dan MA 200, maka beli RD ketika market menyentuh garis MA 10, atau EMA 30, atau MA 60.
  • Pada saat MA 10 diatas MA 200, maka beli RD ketika market menyentuh MA 200.
  • Saat MA 10 dibawah EMA 30, MA 60, dan MA 200, maka beli RD setiap kali persimpangan MA 10 dengan EMA 30, MA 60, dan MA 200. (Catatan : MA 10 harus menembus ke atas EMA dan MA tsb).
  • Saat MA 10 dibawah EMA 30, MA 60, dan MA 200, maka beli RD ketika market diatas/menembus MA 10
Bila dalam 1 bulan sinyal membeli RD belum muncul dari chart market, maka boleh digantikan dengan membeli RD secara CA akhir bulan bila market sedang down. Atau membeli RD secara CA awal bulan berikutnya bila market sedang up.

Market Timing

Jika market down tajam hingga menyentuh MA 200 dan kemudian dibawah MA 200, lakukan pembelian RD dan tambah volume pembelian ketika market mulai naik diatas MA 200.

Catatan : MA 10 > MA 200, market tetap diatas MA 200 pada keesokan harinya.

Monday, June 29, 2015

We have no idea what lies ahead..

Once upon a time there was a farmer who had only one horse, and one day the horse ran away. The neighbors came to condole over his terrible loss. The farmer said, "What makes you think it is so terrible?"

A month later, the horse came home--this time bringing with her two beautiful wild horses. The neighbors became excited at the farmer's good fortune. Such lovely strong horses! The farmer said, "What makes you think this is good fortune?"

The farmer's son was thrown from one of the wild horses and broke his leg. All the neighbors were very distressed. Such bad luck! The farmer said, "What makes you think it is bad?"

A war came, and every able-bodied man was conscripted and sent into battle. Only the farmer's son, because he had a broken leg, remained. The neighbors congratulated the farmer. "What makes you think this is good?" said the farmer.

- An eastern folklore -

Berapa kali kita terlalu cepat komplain akan hal-hal buruk yang terjadi pada kita/pada orang lain?

Misalnya ketika seorang lumpuh karena ditabrak oleh pengemudi yang mabuk, kita berkata "seandainya Tuhan mencegah hal buruk itu terjadi pada-Nya".
Kita tau apa sih tentang masa depan?
Mengapa kita tidak bersabar dan percaya penuh pada-Nya?
Bukankah rancangan-Nya bagi orang yang percaya adalah yang mendatangkan damai sejahtera (Yer 29:11).


Sunday, June 14, 2015

Something New (Random)


  1. Orang yang punya good self-confidence tidak akan pernah mencela orang lain. Biasanya orang-orang kecil dan "minderan" yang sering mencela orang lain. Ingat hukumnya : Smal minds talk people, average minds talk events, but Great Mind talk Ideas. Buat orang yg punya Great Minds, mereka ga punya waktu untuk membicarakan people (baca menggosip, mencela, menceritakan hal-hal buruk orang lain).
  2. The First step is the key. Seringsekali langkah pertama terasa sulit. Tetapi jika mampu melalui dengan baik, maka sisanya akan berjalan mudah. 
  3. Jangan pernah mendasarkan suatu keputusan atas dasar suka atau tidak suka. Para juara olimpiade tidak pernah suka bersusah-susah untuk latihan. Tapi mereka tahu, latihan, meskipun mereka tidak suka, harus dilakukan dan harus disukai kalau mereka ingin jadi juara. Fokuslah pada tujuan akhir dan berimajinasilah akan tujuanmu sehingga kau bisa menghadapi semua tantangan dalam ucaha mencapainya.

Friday, April 3, 2015

Burung Merpati

Menarik mengamati bagaimana karakteristik seekor merpati yang diciptakan oleh Allah dan digunakan untuk melambangkan karakteristik ilahi.
  • Dalam Injil, Roh Kudus digambarkan seperti burung merpati (Matius 3:16-17).
  • Merpati merupakan burung yang setia kepada pasangannya sama seperti kesetiaan Allah kepada umat-Nya.
  • Merpati merupakan burung yang digunakan untuk membawa pesan sama seperti orang-orang yang dipenuhi oleh Roh Kudus untuk membawa pesan kabar keselamatan bagi umat manusia
  • Dalam Alkitab, merpati juga digunakan sebagai korban sembelihan. Hal ini dimungkinkan bagi orang-orang yang miskin finansial sebagai pengganti domba yang harganya lebih mahal